Records before reporting
Income, expenses, categories, notes, and review state are kept in one clear workflow before anything is handed to an accountant or tax tool.
QuarterReady Ledger is a calm UK income-and-expense records app for sole traders, small landlords, and one-person firms who need reviewable books now and a cleaner path toward Making Tax Digital later.
The live demo is still hosted under the old Ledgerie URL while deployment under markhay.net is completed.

The useful market is the freelancer, landlord, consultant, side-income operator, or very small firm that needs clean records and quarter-end discipline without being buried in features.
Income, expenses, categories, notes, and review state are kept in one clear workflow before anything is handed to an accountant or tax tool.
Imported, uncategorised, duplicated, or due items are surfaced before they become a quarter-end clean-up job.
The app groups records into practical periods so small operators can see what is open, ready, reviewed, and still unresolved.
QuarterReady helps organise records. It does not currently connect to HMRC, file quarterly updates, submit returns, or provide tax advice.
GOV.UK says Making Tax Digital for Income Tax starts in phases from 6 April 2026 for some sole traders and landlords. Compatible software needs to create digital records, send quarterly updates, and support the tax return workflow. QuarterReady Ledger does not claim that full role today.
The commercial opportunity is records-first: help small operators get the source data tidy, reviewed, and easier to hand off before the full compliance workflow is needed.
6 April 2026: over GBP 50,000 qualifying income.
6 April 2027: over GBP 30,000 qualifying income.
6 April 2028: over GBP 20,000 qualifying income.
This is a real app source migration, not just a renamed project card. Chronicle is parked for now; QuarterReady Ledger is the finance product worth carrying forward.